Question by kddr1977: how do I go about becoming a credit card application processer?
want to do this as a home business for a credit card company. Had a friend who use to process credit card applications for American Express
Best answer:
Answer by isthisthingon79
you typically have to have exp. and find a company who offers work at home processors no one does that much anymore
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Question by ericgeyer: Is it legal for employers to run a consumer credit report on me when applying for a job?
Am I obligated to oblige?
Best answer:
Answer by SmartA$ $
You are not obligated to oblige, but they are not obligated to hire you if you do not oblige. Yes its legal.
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Question by Kimberly G: Which is the best consumer credit counseling agency?
I know there are lots out there. I know to look for one that’s “nonprofit.” But I’m sure some are better than others! I just desire to choose the best one. I live in Oregon if that makes a difference.
Best answer:
Answer by Slimick
Consumer Credit Counseling Services (CCCS)You can call your local Red Cross for a referral.
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Question by VR: should I worry about identity theft if I have received a credit card application for a person with a different
I received a credit card application to my home address for a person that had a different first name but the same last name as mine? Should I worry about identify theft? I have children that all have social security numbers. Should I worry that their number has been stolen and someone is using a phony name with their social security number? How can I check if this could have happened?
Best answer:
Answer by steve_miller_5
The fact that this solicitation bears a name different than yours indicates it is NOT an identity theft situation. Relax.
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Question by prabuddha: How disapproval of credit card application affects credit history?
I have applied for a credit teased and got disapproved as they says I have limited credit history. Does it adversely affect my credit history and score? Should I go ahead and apply for another one now?
Best answer:
Answer by Money Answer Man
You don’t ask a credit card, stop applying. Do not get into debt. Pay for everything in cash. A good govern of thumb to live by is if you tin’t afford to pay cash for an item, you can not afford to use credit to pay fro an item. My family makes less than $ 40,000 a year, we have an accommodated and two cars, paid cash for all. If I can do it, anyone can, regardless of income. Save money and pay cash! For more information visit www.daveramsey.com.
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Question by TheHost-Ian&Wanderer: Does annual household income on a credit application mean just me or my parents as well since i live at home?
I just entered the total for my parents and mine combined, but i’m not sure that’s what they wanted. Is that bad? and will they hold it against me even if i didn’t know?
Best answer:
Answer by sassy25
No just your income since this credit card is for your use only. Putting down your parents is fraud. Unless your parents will be on the account with you
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Question by “Corey”: Question about Consumer Credit Counsiling?
I have a friend w/ stellar credit, but the problem is… she is in so much debt, she has little to no money for herself after she pays all her credit card bills. She has already consolidated, gotten no-interest rate cards and done all that. Can or will consumer credit counsiling help her? If so… any suggestion on what they will do? She is willing to lower her fica score a bit, if need be. Thanks.
Best answer:
Answer by leon
From what I have either read or heard, they make arrangements with them, the people you own. But they never pay them, they hold the money, maybe use it too, when you are caught up, THEN they pay them off. So you pay longer. Like the last person, look in the phone book for the toll free numbers for recorded messages. That is free.
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Question by Ron Paul 2012!: Should I get consumer credit counseling services?
I need about $ 1,200 worth of dental work but can’t afford it.I have cavities and crowns I need filledwould credit counseling services affect my credit score?
Best answer:
Answer by Talk Turkey
There is something called Care One Credit.Just call the dental office, and ask them if they have an application.Or.. just don’t smile, eat, or drink, until you can save and pay for it in cash.
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Question by Ross T: How do I go about getting a personal Consumer Credit License?
Best answer:
Answer by Dolly
Hello, We are certified lending and project funding Company. We are located in England. We offer secured loans or funds to individuals and companies at low occupy rates. We offer long and short term loans or fundings of any projects. Our firm has recorded a lot of breakthroughs in the provision of first-class financial services to our clients, especially in the area of Loan or fund syndication and capital provision for individuals and companies.• LOW MONTHLY FEES!• Get Approved in 2-3 Days!• Competitive Interest Rates!• NO Collateral Needed!• Minimal Documentation!• GUARANTEED FUNDING… ANY AMOUNT!!!• Secure and Confidential• NO Prepayment Penalty!• NO Application Fees!• Personal Loan $ 10,000 – $ 500,000• Business Loan $ 100,000 – $ 5,000,000. just contact us today.E-pouch: dollylenders@gmail.com to applyDolly Loan Investments.
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Question by Jack: Do “Business” credit cards usually start off with a higher limits than normal consumer credit cards?
Best answer:
Answer by v b
This would all depend on the credit worthiness of the borrower.For new businesses, the cards are based on the credit history of the borrower. So, no, they don’t get higher limits.
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