Question by : Which consumer credit source often lend to consumers without established credit history?
Best answer:
Answer by Common Sense
no one legit
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February 14, 2012
Which consumer credit source often lend to consumers without established credit history?
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February 9, 2012
In the U.S., will placing fraud alerts with consumer credit reporting agencies reduce your credit score?
Question by dclaw0508: In the U.S., will placing fraud alerts with consumer credit reporting agencies reduce your credit score?
In the U.S., the three studying credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) soliciting credit monitoring services. Private companies generally file fraud alerts every 90 days with one of the agencies. Consumers can of course do this themselves for free. My question is whether a consumer’s credit rating with the credit reporting agencies can or likely-will be cutting by doing so?Thank you.
Best answer:
Answer by ∞infiniti∞
no
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February 7, 2012
Q&A: What are the requirements for being a consumer credit counselor?
Question by Scott S: What are the requirements for being a consumer credit counselor?
I am wondering specifically about requirements for populate who wish to do the required course for bankruptcy
Best answer:
Answer by echo
You would need to learn fed and state credit, bankruptcy and exemption laws in any state you offer service.You will need to be licensed, in all states that requires it, in any state you offer serve.You will need to follow state laws in any state you offer service.You will need to follow the CROA !!
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February 6, 2012
Why does the government regulate consumer credit. But not commercial credit?
Question by : Why does the government regulate consumer credit. But not commercial credit?
I am writing a research paper, someone please help me. Provide your sources too please! It is very hard because I cannot find direct answers anwhere.
Best answer:
Answer by efflandt
If you are going to successfully run a business, you should know what you are doing, or hire someone who does. There is more to gain or lose (from borrower or lender), so somewhat more clout is involved depending upon the size of the company.Consumers should really pay attention to what they are doing too. The information is out there on the internet. But many don’t want to learn and are therefore clueless. And an individual does not have much clout with a lender, so the government steps in with certain regulations.
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February 4, 2012
Q&A: Have you used Consumer Credit Counseling Service or Christian Crossroads Debt Management program?
Question by graygurl26: Have you used Consumer Credit Counseling Service or Christian Crossroads Debt Management program?
If so delight give me some feedback on your experience.
Best answer:
Answer by Mightymo
No I haven’t. I made myself a budget on the computer and stuck to it. Before I spend my money I paid myself $ 50 and put it in a savings been, then I paid one credit card the minimum and one Credit card $ 50 more then minimum and the next pay I did it the opposite, this way I got down from the carded faster. It took me 2 years but I did it, even though I considered declaring personal bancrupcy but decided that I couldn’t do it for embarrassment. I just stop spending and before I bought habilitated I honestly cosidered whether I really needed them and then I checked out second hand stores and now that I have money, I still buy my jeans at the second hand store. Great jeans for $ 5, already soft and worn in and most are name brands, the same for jackets and coats. I found things that were brandnew, a spring jacket or $ 3.50 never worn. You need to be imaginative and patient when you look for stuff and want to save money.Good luck, maybe someone else tin give you advise on the Credit Counselling Service.
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January 29, 2012
Is it legal for employers to run a consumer credit report on me when applying for a job?
Question by ericgeyer: Is it legal for employers to run a consumer credit report on me when applying for a job?
Am I obligated to oblige?
Best answer:
Answer by SmartA$ $
You are not obligated to oblige, but they are not obligated to hire you if you do not oblige. Yes its legal.
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January 28, 2012
Which is the best consumer credit counseling agency?
Question by Kimberly G: Which is the best consumer credit counseling agency?
I know there are lots out there. I know to look for one that’s “nonprofit.” But I’m sure some are better than others! I just desire to choose the best one. I live in Oregon if that makes a difference.
Best answer:
Answer by Slimick
Consumer Credit Counseling Services (CCCS)You can call your local Red Cross for a referral.
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January 20, 2012
Q&A: Question about Consumer Credit Counsiling?
Question by “Corey”: Question about Consumer Credit Counsiling?
I have a friend w/ stellar credit, but the problem is… she is in so much debt, she has little to no money for herself after she pays all her credit card bills. She has already consolidated, gotten no-interest rate cards and done all that. Can or will consumer credit counsiling help her? If so… any suggestion on what they will do? She is willing to lower her fica score a bit, if need be. Thanks.
Best answer:
Answer by leon
From what I have either read or heard, they make arrangements with them, the people you own. But they never pay them, they hold the money, maybe use it too, when you are caught up, THEN they pay them off. So you pay longer. Like the last person, look in the phone book for the toll free numbers for recorded messages. That is free.
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January 17, 2012
Should I get consumer credit counseling services?
Question by Ron Paul 2012!: Should I get consumer credit counseling services?
I need about $ 1,200 worth of dental work but can’t afford it.I have cavities and crowns I need filledwould credit counseling services affect my credit score?
Best answer:
Answer by Talk Turkey
There is something called Care One Credit.Just call the dental office, and ask them if they have an application.Or.. just don’t smile, eat, or drink, until you can save and pay for it in cash.
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January 15, 2012
How do I go about getting a personal Consumer Credit License?
Question by Ross T: How do I go about getting a personal Consumer Credit License?
Best answer:
Answer by Dolly
Hello, We are certified lending and project funding Company. We are located in England. We offer secured loans or funds to individuals and companies at low occupy rates. We offer long and short term loans or fundings of any projects. Our firm has recorded a lot of breakthroughs in the provision of first-class financial services to our clients, especially in the area of Loan or fund syndication and capital provision for individuals and companies.• LOW MONTHLY FEES!• Get Approved in 2-3 Days!• Competitive Interest Rates!• NO Collateral Needed!• Minimal Documentation!• GUARANTEED FUNDING… ANY AMOUNT!!!• Secure and Confidential• NO Prepayment Penalty!• NO Application Fees!• Personal Loan $ 10,000 – $ 500,000• Business Loan $ 100,000 – $ 5,000,000. just contact us today.E-pouch: dollylenders@gmail.com to applyDolly Loan Investments.
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