Jul
28
Is there a credit card application that will give you an immediate response?
Filed Under Credit | Leave a Comment
sde asked:
I just recently came back from vacation and am going on another in approximately two weeks, where extra funds would be nice to have. I am curious to know if there is a legitimate (key word) online credit card application that doesn’t take 30 days to give a response.
And if there is, what is the website?
Thank you all for all of your help. I went with Capital One.
Charlotte
I just recently came back from vacation and am going on another in approximately two weeks, where extra funds would be nice to have. I am curious to know if there is a legitimate (key word) online credit card application that doesn’t take 30 days to give a response.
And if there is, what is the website?
Thank you all for all of your help. I went with Capital One.
Charlotte
Jul
28
loika61 asked:
Hey there- I am applying for a job and noticing that many companies require you to fill out the credit check application or background check with your application. This requires your date of birth prior to the interview. How does this conflict work with the potential of age discrimination? My prior company did these after offer and results dependent upon actual hire. Any thoughts?
Heather
Hey there- I am applying for a job and noticing that many companies require you to fill out the credit check application or background check with your application. This requires your date of birth prior to the interview. How does this conflict work with the potential of age discrimination? My prior company did these after offer and results dependent upon actual hire. Any thoughts?
Heather
Jul
18
On a credit card application, should I put my apartment rent total, or just my third?
Filed Under Credit | 3 Comments
cschuson asked:
Applying for my first credit card and on the application it asks for your monthly housing payment. I live in an apartment with two roommates. I’m wondering if I should put down the full rent payment, or only my third of the rent?
Heather
Applying for my first credit card and on the application it asks for your monthly housing payment. I live in an apartment with two roommates. I’m wondering if I should put down the full rent payment, or only my third of the rent?
Heather
Jul
18
mack l asked:
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?
Barry
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?
Barry
Jul
16
How long does it take a credit card company to process a credit card application?
Filed Under Credit | 3 Comments
Nimz asked:
I just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that I would need for a security deposit and I still haven’t received my credit card yet. When do you expect that I should receive my credit card?
Judy
I just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that I would need for a security deposit and I still haven’t received my credit card yet. When do you expect that I should receive my credit card?
Judy
Jul
11
I had received an credit card application from First National Bank Omaha with a promotional 0% interest?
Filed Under Credit | 2 Comments
Isabella L asked:
After I had applied, I received an email that my application was rejected. Then, I received another email, a few days later, saying my application was approved. A week later, I received my credit card and the letter stating that I had a 0% interest on purchases for a year. About a month later, I received another letter saying that I was not approved for the credit card. This is really confusing. Has anything like this happen to anyone else? Is my credit card canceled now?
Alexander
After I had applied, I received an email that my application was rejected. Then, I received another email, a few days later, saying my application was approved. A week later, I received my credit card and the letter stating that I had a 0% interest on purchases for a year. About a month later, I received another letter saying that I was not approved for the credit card. This is really confusing. Has anything like this happen to anyone else? Is my credit card canceled now?
Alexander
Jul
3
just_me_28311 asked:
We purchased a local small business that in the past did business “on the fly” basically they gave 30 day terms to customers without any type of credit application. Most of the customers (86%) pay within terms however the other 14% do not, no matter how many times they are called. We would like to start charging a late fee or finance charge (which a notice has always been listed on every invoice) But we were told that due to not having a credit app on file, we would not be able to collect the fee legally? Anyone know if that is true?
Leonard
We purchased a local small business that in the past did business “on the fly” basically they gave 30 day terms to customers without any type of credit application. Most of the customers (86%) pay within terms however the other 14% do not, no matter how many times they are called. We would like to start charging a late fee or finance charge (which a notice has always been listed on every invoice) But we were told that due to not having a credit app on file, we would not be able to collect the fee legally? Anyone know if that is true?
Leonard
Jul
3
tshirtfan asked:
A day after applying for a student credit card, a letter was sent saying that the accuracy of the information on the application couldn’t be verified. Does anyone know why not? Did I type something in wrong?
Victor
A day after applying for a student credit card, a letter was sent saying that the accuracy of the information on the application couldn’t be verified. Does anyone know why not? Did I type something in wrong?
Victor
Jul
2
How to write a reconsideration letter for denial of first time credit card application?
Filed Under Credit | 2 Comments
butwhy asked:
please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts
Stephanie
please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts
Stephanie
Jun
29
ineedgirlhelp asked:
my friends want me to move in with them, and they found an apartmen they like, they want us to go and fill out credit applications and im a little weary at what im doing, i dont wanna sign a contract or anything if thats what it is?
Kathryn
my friends want me to move in with them, and they found an apartmen they like, they want us to go and fill out credit applications and im a little weary at what im doing, i dont wanna sign a contract or anything if thats what it is?
Kathryn









