Credit | Consumer Credit Directory - credit application

January 31, 2011

Lying on a credit card application?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Platinum Card, Platinum Credit Card — admin @ 12:11 pm

The Crypt Keeper asked:

I want to get a platinum credit card but my income is $1000 dollars short of the required annual income. What I’d like to do is just up my annual income by a thousand on the credit card application. Could I do this?

Willie

Comments (5)

January 27, 2011

What’s exactly the role of a co-applicant in a credit card application ?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Credit History, Discover Card, Discover Credit, Graduate Student, Student Credit Card — admin @ 7:01 am

Ahmad asked:

I’m a graduate student with no credit history till now, and I just applied for a Discover Student Credit Card last week. They called me up and told me today that they’re sending out a form which I would have to fill along with a ‘co-applicant’. What exactly is a role of a ‘co-applicant’ here ? Will I actually have the account to myself or will they be sharing it too ?

Eugene

Comments (5)

January 21, 2011

Using a credit card as a credit reference for an aparment application?

Filed under: Credit — Tags: Apartment, Credit Application, Credit Card Number, Credit Reference, Phone Number, Visa — admin @ 7:29 pm

Antoine asked:

I need to provide at least one credit reference for my apartment application. I was told I could use my credit card…

But my question is do I put the actual credit card number down? (I’d rather not do this), or do I provide some other info?
The application requires I provide a name, address and phone number for the credit reference…

Would simply saying ‘Visa’ for the name suffice?

Kristen

Comments (6)

January 19, 2011

How do I get a credit card application mailed to my home?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Home Address — admin @ 9:50 am

stacianastacia asked:

I do not want to fill one out online. I am just wondering how I could get one mailed to my home address.

Esther

Comments (3)

January 17, 2011

Free credit report for credit card application rejection?

Filed under: Credit — Tags: Address Details, Credit Application, Credit Card Application, Credit Reporting Agency, Free Credit Report, Real Person, Rejection, Ssn, Transunion — admin @ 10:24 pm

Chan asked:

Hi,

Recently one of my credit card application got rejected. The letter from the bank states that, i am eligible to get a free credit report within next 60 days. When i called the credit reporting agency (transunion) number given on the letter, it goes to an automated number and requires me to provide ssn and address details to get a report. How do i reach out to a real person and get the free report i am eligible because of my application rejection?

Brenda

Comments (2)

January 13, 2011

On a credit card application should is it better to put for rent more or less?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Rent Control — admin @ 7:57 pm

george123 asked:

My monthly rent for the total place 4600. My share is 1533 (3 people) And technically the total rent is 8900 based on some rent control laws and thats what they report to the govt and they give us a “discounted rent” for 4600.

Tim

Comments (1)

December 16, 2010

trade references and credit application?

Filed under: Credit — Tags: Agricultural Equipment, Credit Application, Dad, Relation Ship, Trade References — admin @ 6:51 am

kewl_rich_dude asked:

I’m starting an agricultural equipment company on one application i was asked for trade references, i was told that companies where i paid cash wouldn’t work but that’s all i have, i have a good relation ship with the companies. anyone want to explain. also another company said i would need to fill out a credit application to get started, my dad said it’s so if the equipment doesn’t sell i have to pay is this right.

Bessie

Comments (1)

December 11, 2010

Does anyone know why Old Navy has not replied to my Credit Card Application?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Credit Score, Old Navy — admin @ 12:32 am

ezmee1859 asked:

I have applied twice and they have never even sent me a letter or anything. I have a Credit Score of 700 so that can’t be the reason.

Charlotte

Comments (6)

December 2, 2010

How many Credit Card application are being signed online every month? how many of them are being approved?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Credit Card Marketing, Online Marketing — admin @ 10:14 am

schoolNewspaperArticle asked:

I am posting an article about the online credit card marketing world and I can’t get any official source that would state these numbers.

Would be great to get some help…

Kevin

Comments (3)

November 14, 2010

My credit card application was rejected because of “too many inquiries”. How soon should I apply again?

Filed under: Credit — Tags: Acc, Credit Application, Credit Card Application, Credit Cards, Current, Inquiries, Saving Accounts, Score — admin @ 2:17 pm

achilles19282 asked:

“too many inquiries” because I had applied for many other credit cards and saving accounts recently but my credit is all excellent.

How long should I wait before applying for new credit cards so that old inquiries don’t get me rejected again?
My current score is 715…..it dropped from 720 to 715 when I applied for savings acc and credit cards

Charlotte

Comments (4)

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