Credit « Consumer Credit Directory

November 8, 2010

What happens if you lie on a credit card application?

Filed under: Credit — Tags: 5 Months, Application Example, Cancel, Cards, Credit Application, Credit Card Application, Fraud, Mail — admin @ 8:33 pm

beccardi462 asked:

Example: if I’m unemployed and say that I’m employed?

my friend did it and she’s freaking out now lol she hasn’t been employed for about 5 months now if that helps…
Some more questions would be if it will affect her applying for future cards or anything? Or will the company call/mail her anything accusing her of fraud?

Is there anything she can do? Like call the company and cancel the application?

Martin

Comments (4)

October 28, 2010

How can i find AXIS CREDIT CARD application status?

Filed under: Credit — Tags: Application Help, Application Status, Axis Bank, Bank Credit Card, Credit Application, Credit Card Application — admin @ 11:35 pm

senthil asked:

I have applied for AXIS bank credit card, i dont know the how to find my status of the my application. Can you help me?

Andrew

Comments (2)

October 26, 2010

What means by credit card application and what information will need to provide for a credit card application?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Credit Information — admin @ 7:00 pm

abel jarrod asked:

What means by credit card application and what information will need to provide for a credit card application?

Kelly

Comments (1)

October 21, 2010

filling out credit application for a car.do I have to disclose an old chap 7?

Filed under: Credit — Tags: Auto Loan, Chapter 7 Bankruptcy, Clarification, Credit Application, Credit Score, Debt Free, Filling Out An Application, Free Score, Old Chap — admin @ 4:25 pm

frickafrack asked:

I filed Chapter 7 bankruptcy in 1998 and was finalized in January 1999. I am filling out an application for an auto loan. I am currently debt free and have a credit score around 780. On this application it asks if I have ever filed for bankruptcy. If my Chap 7 has been more than ten years do I have to mark “yes” on the “have you ever filed” part?
Thanks guys. I assumed yes and was going to mark “yes”, but wanted some clarification.

Denise

Comments (2)

October 19, 2010

what can i do if a business submits a credit application i did not fill out without informing me?

Filed under: Credit — Tags: Business Credit, Credit Application, Credit Card Application, Credit Check, Motorcycle Dealer — admin @ 1:01 pm

big_wile asked:

a motorcycle dealer used info from a credit check sheet that i filled out to submit a credit card application that i did not fill out or sign. what can i do? isn’t this illegal?

Lorraine

Comments (1)

October 14, 2010

What should I do if my credit card application was denied?

Filed under: Credit — Tags: Capital One, Credit Application, Credit Card Application, Credit Score, Mail, Online Application — admin @ 3:31 pm

asked:

I just tried submitting an online application for Capital One after receiving an offer in the mail but it was denied right away. I read somewhere that your credit score can be lowered from getting denied from too many. It’s my first time trying to get one so I’m not sure what I’m supposed to do. How am I supposed to know which ones will deny my application? What should my next step for getting a credit card be?

Roberto

Comments (5)

September 14, 2010

What does ‘every credit application will be accepted’ really mean?

Filed under: Credit — admin @ 7:44 pm

LoneGoth asked:

I’ve seen it in a car ad commercial, and I’m wondering if it just means they’ll run everyones credit application to see if your approved for credit, or if everyones approved for credit. I think it’s the first one, but it never hurts to be sure.

Shane

Comments (2)

September 7, 2010

What is the bankruptcy court admissibility of a credit application if there is no date on the application?

Filed under: Credit — Tags: Bankruptcy Court, Bankruptcy Credit, Credit Application, File Bankruptcy, Fraud, Net Assets, Overstatement — admin @ 10:35 am

sixfiguredesi asked:

I may have to file bankruptcy and my credit application has an overstatement of assets. There was no fraud intended and I do have net assets of the amount stated. However, there is no date on the application. Can it be thrown out?

Wendy

Comments (6)

August 30, 2010

What Does This Mean On A Credit Card Application?

Filed under: Credit — Tags: Credit Application, Credit Card Application, Interest Charges, Interest Rates — admin @ 8:01 am

Claire de Lune asked:

I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in full my current card is starting to add all kinds of fees. On the application, under “Interest Rates and Interest Charges”, it says “If you are charged periodic interest, the charge will be no less than $1.50″. What is “periodic interest”? The application does not explain what this is.

Joshua

Comments (1)

August 26, 2010

What can i do to get a credit card application approved with bad credit?

Filed under: Credit — Tags: Aproved, Bad Credit, Credit Application, Credit Card Application — admin @ 1:23 pm

jeka1814@yahoo.com asked:

Well, i had a credit card about a year ago which i never paid for but am doing so now, i want to get a credit card application aproved, what can i do?

Roland

Comments (6)

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