Question by kddr1977: how do I go about becoming a credit card application processer?
want to do this as a home business for a credit card company. Had a friend who use to process credit card applications for American Express
Best answer:
Answer by isthisthingon79
you typically have to have exp. and find a company who offers work at home processors no one does that much anymore
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Question by VR: should I worry about identity theft if I have received a credit card application for a person with a different
I received a credit card application to my home address for a person that had a different first name but the same last name as mine? Should I worry about identify theft? I have children that all have social security numbers. Should I worry that their number has been stolen and someone is using a phony name with their social security number? How can I check if this could have happened?
Best answer:
Answer by steve_miller_5
The fact that this solicitation bears a name different than yours indicates it is NOT an identity theft situation. Relax.
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Question by “Corey”: Question about Consumer Credit Counsiling?
I have a friend w/ stellar credit, but the problem is… she is in so much debt, she has little to no money for herself after she pays all her credit card bills. She has already consolidated, gotten no-interest rate cards and done all that. Can or will consumer credit counsiling help her? If so… any suggestion on what they will do? She is willing to lower her fica score a bit, if need be. Thanks.
Best answer:
Answer by leon
From what I have either read or heard, they make arrangements with them, the people you own. But they never pay them, they hold the money, maybe use it too, when you are caught up, THEN they pay them off. So you pay longer. Like the last person, look in the phone book for the toll free numbers for recorded messages. That is free.
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Question by Ross T: How do I go about getting a personal Consumer Credit License?
Best answer:
Answer by Dolly
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Question by lowlow39: How does one go about establishing consumer credit in Denmark ?
Best answer:
Answer by BobWang
Establish a banking relationship:[Quote]…If the bank gives you a positive financial assessment, you will be issued with a Dankort payment card. You can use the card to withdraw money from all the bank’s cashpoint machines and in most shops, and you can use it to pay for goods in most shops…Dankort payment cardYou will be sent a PIN number which you will need in order to use the card in cashpoint machines and shop. Some shops require a signature on a Dankort card acknowledge. Many banks offer a combined Visa/Dankort card. With a Visa, you can pay for goods and services and withdraw money in most parts of the world.[/Quote]
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Question by Yeppers!: If I lie about a credit card application will I get in trouble?
If I lied about how much money I make a year on a credit card application and I don’t pay a bill late on the card would I get in trouble?
Best answer:
Answer by HJ Bear
yes, lying on a credit card application is fraud.
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Question by 3P.C.O.: Credit Application for Renting house whats it about?
Ok so my fiancee and I are moving into a rental house and recently filled out a credit app. I don’t have credit established but my fiancee does. What does the credit application do? What do people usually turn them down for? What are they going to think about me not having any at all? What if neither of us had credit then what would they do? I just need a little filling in….plus lets see…our total income is more then 3 times the rent
Best answer:
Answer by T D
This gives a landlord a history of you and your fiancee, if you pay your bills on time you will pay your landlord on time.In some instances where you have no credit I would advise the landlord to get a co-signer agreement.
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Question by Ladie Tiger: About how long does it take for a credit application to be approved?
I just applied for my first credit card this morning to begin building my credit history. I applied for the student discover card. I was wondering how long would it take for discover to approve me? They said I should have an answer within 30 days, but will it really take that long? Also, IF they do approve me, can you offer a bit of advice for me before I use it since this will be my first credit tease. Thank you, luvz!! 
Best answer:
Answer by SoccerRefToo
LadieApprovals for BankCards are pretty lengthy, but they usually over state the time. You should probably expect a decision or response / clarification within three weeks.Soccerref
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Question by Dan V: Is lying about income on a Credit Card application illegal?
From what I understand they very rarely verify the income you list.Is there anything illegal astir exaggerating annual income on a Credit Card application for the purposing of getting approved/getting a higher starting limit?Please wear’t give me ethics, I just desire to know if it constitutes fraud (could be a typo for all they know) or if there’s anything illegal about my SPECIFIC question.I would like a Yes or No if possible.
Best answer:
Answer by bustersmycat
fraud is a crime. depends on whether one would reckon your lie to constitute fraud from a legal standpoint. Besides, credit cards are about the worst form of personal loan you could use. They practice legalized usury. Having a lower limit is probably better for you anyway.
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Question by Deak: What is the punishment for lying about age on a credit card application?
I’m underage (16) and I got to thinking about people my age who have credit cards (and not with their parents account/consent). They’ve lied about their age on the application. Is there any punishment for this? Does anyone find out? Could a minor really get into trouble for this? Can’t you but pay off the card?
Best answer:
Answer by **()**
I really don’t think they care…as long as one makes the monthly payments.
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