application « Consumer Credit Directory

March 2, 2012

icici gold credit card application declined?

Filed under: Credit Application — Tags: application, card, credit, declined, gold, icici — admin @ 12:41 am

Question by ram2k21: icici gold credit teased application declined?
my icici application for gold credit card has been declined , can i apply for silver card ? or should i wait for 6 months to reapply again.

Best answer:

Answer by Jeremy Kitching
You could apply again right away, but know that it will affect your FICO score. Applying for several cards in a short period of time will knock the score down a bit. I would recommend waiting at least 6 months before applying for another card. You might want to (if you haven’t already) get a copy of your three credit reports from AnnualCreditReport.com and check them to see if there is anything on there that could be removed or cleaned up.For some excellent information on credit repair, check out the following web site:http://www.creditinfocenter.com/repair/

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February 29, 2012

What does this message mean after I completed an application for a credit card?

Filed under: Credit Application — Tags: after, application, card, completed, credit, mean, message, This — admin @ 10:26 pm

by the Museum href = “http://www.flickr.com/photos/47908901@N03/5757521389″>

BarbieNikki Question : What does this message mean after I completed an application for credit card Thank you for Hooters MasterCard the opportunity to meet your financial needs. We process your request and you will be informed about his status within 7-10 days ouvrables.J ‘looked into it online and it seems that most people who have been refused, he said immediately. Do you think theres a chance im sanctioned? Best answer: Answer by Amanda

Maybe. It may be a lack of credit for their system simply can not find your information. This happened to me at Macy, the letter I received told me he did not have my address on file with Experian

. What do you think? Answer below!

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February 26, 2012

Q&A: How to cite a credit card application?

Filed under: Credit Application — Tags: application, card, cite, credit — admin @ 9:40 am

by Museum of Hartlepool

Question by foxypie016: How to cite a credit card application?
I’m doing a persuasive speech on why people should get a Gap Card. Does anyone know how I would source the application? Because that’s where all the information is, and I need to put it in my works cited, because that’s my only source!

Best answer:

Answer by CanProf
Cite it by the title of the application, whatever it calls itself “Application for Credit” or something like that. It has no author but it might have a date on it as a date of publication

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February 12, 2012

How do I check my Express store credit card application status?

Filed under: Credit Application — Tags: application, card, check, credit, Express, status, store — admin @ 12:41 pm

by Museum of Hartlepool

Question by Michelleeee: How do I check my Express store credit card application status?
I applied for their student credit card about a month ago and have yet to hear back! I’ve been online and it says I should have recieved an answer within 7-10 business days and the associate at the store told me around 15 days. It’s been a month and nothing! I was attempt to find a way to check the status. Anyone have any ideas?

Best answer:

Answer by evilattorney
I think you should ask the manager of your local store. It may be that your card was stolen in the mail.

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February 10, 2012

If you’re accepted for a credit application for a car loan online does that mean you’re commited to that car?

Filed under: Credit Application — Tags: accepted', application, commited, credit, loan, mean, online, you're — admin @ 11:41 pm

Question by Sarah: If you’re accepted for a credit application for a car loan online does that mean you’re commited to that car?
If you’re approved?And how long does it take to know if you’re approved or not?

Best answer:

Answer by Blues Stringer
You are not comitted to anything until you sign the paperwork.What you have filled out and received was a pre-approval not an actual purchase contract.

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February 3, 2012

Chase response online application credit card?

Filed under: Credit Application — Tags: application, card, Chase, credit, online, response — admin @ 6:39 am

by the Museum href = “http://www.flickr.com/photos/47908901@N03/4398580312″>

Question MBE ? Chase response online application credit card Received pre-approved offers in the mail for Chase Platinum Visa credit tease, apply online using the code offers and received the reply email after presented: “We will inform you of your approval status in 30 days by mail of the United States … etc. “Does anyone have any experience with this kind of response and what that might average? good sign, they are now considering the application or is it a bad sign for approval? Is this the Online credit card applications commonly immediately approved or not? I only have two cards, not high limits and good score crédit.Meilleure response: Answer by

SpecialK
I had a similar experience with Washington Mutual. They said that the credit card application could be approved in as little as 30 seconds. However, when I asked, they told me that the decision will be mailed. I thought it meant that I was denied, but about 2 weeks later, I received my card in the mail. Also remember that if you refused the right to receive a free copy of your attribute report. They educate you on how to get in the letter they send you.

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February 1, 2012

Is there an application dedicated to credit card budgeting for the Droid?

Filed under: Credit Application — Tags: application, budgeting, card, credit, dedicated, Droid, there — admin @ 5:40 pm

by Museum of Hartlepool

Question by bayebd24【ツ】: Is there an application dedicated to credit card budgeting for the Droid?
I am looking for an application for the droid that will help me keep track of my credit card bills. I want the application to allow me to place the credit card name (payee) amount owed, amount due for the month, due date and have a reminder. There’s gotta be something out there right? Thanks in advance.

Best answer:

Answer by Nathan
i use an app called personal assistant- lets me keep track of my bank account- there is also a premium version for $ 7- havent tried using it w/ a CC so i honestly couldnt tell you, but either way, there might be another app out there.. this is just the one that i use..

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January 31, 2012

how do I go about becoming a credit card application processer?

Filed under: Credit Application — Tags: about, application, becoming, card, credit, processer — admin @ 4:40 am

by Museum of Hartlepool

Question by kddr1977: how do I go about becoming a credit card application processer?
want to do this as a home business for a credit card company. Had a friend who use to process credit card applications for American Express

Best answer:

Answer by isthisthingon79
you typically have to have exp. and find a company who offers work at home processors no one does that much anymore

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January 25, 2012

Q&A: should I worry about identity theft if I have received a credit card application for a person with a different

Filed under: Credit Application — Tags: about, application, card, credit, different, identity, person, received, should, theft, worry — admin @ 12:41 am

by Museum of Hartlepool

Question by VR: should I worry about identity theft if I have received a credit card application for a person with a different
I received a credit card application to my home address for a person that had a different first name but the same last name as mine? Should I worry about identify theft? I have children that all have social security numbers. Should I worry that their number has been stolen and someone is using a phony name with their social security number? How can I check if this could have happened?

Best answer:

Answer by steve_miller_5
The fact that this solicitation bears a name different than yours indicates it is NOT an identity theft situation. Relax.

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January 23, 2012

Q&A: How disapproval of credit card application affects credit history?

Filed under: Credit Application — Tags: affects, application, card, credit, disapproval, History — admin @ 11:40 am

by Museum of Hartlepool

Question by prabuddha: How disapproval of credit card application affects credit history?
I have applied for a credit teased and got disapproved as they says I have limited credit history. Does it adversely affect my credit history and score? Should I go ahead and apply for another one now?

Best answer:

Answer by Money Answer Man
You don’t ask a credit card, stop applying. Do not get into debt. Pay for everything in cash. A good govern of thumb to live by is if you tin’t afford to pay cash for an item, you can not afford to use credit to pay fro an item. My family makes less than $ 40,000 a year, we have an accommodated and two cars, paid cash for all. If I can do it, anyone can, regardless of income. Save money and pay cash! For more information visit www.daveramsey.com.

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