Question by I’ll_give_u_10pts_if_u_answe: when there is a recession, how does it affect consumer credit card.?
when there is a recession, does it affect consumer credit cards tremendously ? for example, does interest rate goes up? does annual fee accrue? please help me, i need help…
Best answer:
Answer by rawboner
they probably just lower the credit limits for people
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Question by oohhbother: Why did not ONE republican Housemember vote for Consumer credit card regulations?
Still saying NO for a plan and a policy, eh?H.R.627 Still thinking any regulation is a bad regulation ?
Best answer:
Answer by fanaticsrscary
Because they don’t give a rat’s a(s about the American people and they have no ideas of their own so all they can do is stomp their feet like little children and say “no”.
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Question by spider: Believe you cannot obtain a paper credit card application?
I have requested a paper credit card application for my father who would be 86 and would prefer to submit an application by mail. I was told that there was no place online to print the paper application, but paper applications were available from branches. As the closest branch would be a 24 mile round trip I wonder when I call the branch they will use their bulk rate postage to sent an application by mail or insist I drive to the branch? Does this smell of some kind of discrimination against those who choose not to reveal credit card information online?
Best answer:
Answer by Andrea
I’m sure if you called the branch and asked them to mail you an application, they’d be happy to do it. It sounds like you may have called the bank’s 800 number and I’m surprised they weren’t equipped to mail you an application.
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Question by BillG: Can a social security check count as income on a credit card application?
Can a social security check count as income on a credit card application?
Best answer:
Answer by src50
Yes.
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Question by Yeppers!: If I lie about a credit card application will I get in trouble?
If I lied about how much money I make a year on a credit card application and I don’t pay a bill late on the card would I get in trouble?
Best answer:
Answer by HJ Bear
yes, lying on a credit card application is fraud.
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Question by Mimi: Instant approval credit card application needs review?
I applied for a Citi Forward Student credit card this afternoon and the instant credit teased application said that my application was received and needs further review. Is “further review” another way of saying denied. I have fair credit and have only one other credit card (Discover).What do you think my chances are?
Best answer:
Answer by Steven
Well they have received your credit card application and its under process for final approval.
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Question by Raj: Credit hit with mortgage application and credit card application?
I would like to apply for a credit card. Will the application impact my credit score if I apply for a mortgage 3 weeks down the road?thanks
Best answer:
Answer by donald e
it will show on your credit report, dont do it it could impact your score as it will show new account, and if u run up charge it will smart the score, wait till after you get the mortgage
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Question by tshirtfan: Why can’t the accuracy of my credit card application be verified?
A day after applying for a student credit card, a letter was sending saying that the accuracy of the information on the application couldn’t be verified. Does anyone know why not? Did I type something in wrong?
Best answer:
Answer by Luckys Charm
Something in your demographic dont match such as address, dob, ss#., or something to that nature.
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Question by samaxius: I have had a credit card application declined…what does this do to my credit record?
I applied for a credit card, but my application was declined with no concluded given. I assume they have searched a credit agency. What will this have done to my credit file and will it affect any future applications?
Best answer:
Answer by that_girl_4455
It doesn’t hurt you. Having many creditors acknowledge you can help you but denials do not hurt you. If you have 50+ requests (whehter they are denied or accept) it may knock you dont a few points (possibly 10) but that is only if you credit is already bad, because it is just adding to your ‘history of bad usage’
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Question by limetime721: If i know my future job salary, can I put that on my new credit card application?
I am applying for a new credit card and i am recent college receive. I know what my salary is going to be for my job starting in a month. Can i put that on my credit card application instead of what i am making at a part time job redress now?? please help.
Best answer:
Answer by wizjp
Not without a pay stub, W2 ore CR Bureau report showing that income. Will just dump as attempted fraud
What do you think? Answer below!
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