Question by crom84: What can be 3 Main points for an informative speech on credit card or consumer debt?
I’m horrible at this, any help would be appreciated.I put credit card or consumer debt, because i am not sure which one I’m going to explore yet
Best answer:
Answer by Lydia E
1. How people get into debt2. How people can get out of debt3. How people can avoid getting into debt in the first place
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Question by KS: Has anyone ever used American Consumer Credit Counseling?
I got the name of the company from a financial advisor, but I’m very wearing about using a debt consolidating company since I always here such horrible stories. I checked over their website and spoke with someone from the company on the call. They say they are nonprofit and gave me a gauge for pay off that sounded great, but I’m still nervous.I just desire to get opinions from others who may have tried it or have known populated who tried it before I go any further.
Best answer:
Answer by Meenamae
I used Freedom Point. They never did my wrong. Check with the BBB.
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Question by BK thang: Consumer credit check report hurts your credit report?
I was told that if you check your own credit history then it will not count against your credit score as oppose to have a bank or other institution checking your credit score for you?
Best answer:
Answer by hottotrot1_usa
Correct: Checking your credit account does not hurt your credit report.
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Question by : Which consumer credit source often lend to consumers without established credit history?
Best answer:
Answer by Common Sense
no one legit
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Question by dclaw0508: In the U.S., will placing fraud alerts with consumer credit reporting agencies reduce your credit score?
In the U.S., the three studying credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) soliciting credit monitoring services. Private companies generally file fraud alerts every 90 days with one of the agencies. Consumers can of course do this themselves for free. My question is whether a consumer’s credit rating with the credit reporting agencies can or likely-will be cutting by doing so?Thank you.
Best answer:
Answer by ∞infiniti∞
no
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Question by Scott S: What are the requirements for being a consumer credit counselor?
I am wondering specifically about requirements for populate who wish to do the required course for bankruptcy
Best answer:
Answer by echo
You would need to learn fed and state credit, bankruptcy and exemption laws in any state you offer service.You will need to be licensed, in all states that requires it, in any state you offer serve.You will need to follow state laws in any state you offer service.You will need to follow the CROA !!
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Question by : Why does the government regulate consumer credit. But not commercial credit?
I am writing a research paper, someone please help me. Provide your sources too please! It is very hard because I cannot find direct answers anwhere.
Best answer:
Answer by efflandt
If you are going to successfully run a business, you should know what you are doing, or hire someone who does. There is more to gain or lose (from borrower or lender), so somewhat more clout is involved depending upon the size of the company.Consumers should really pay attention to what they are doing too. The information is out there on the internet. But many don’t want to learn and are therefore clueless. And an individual does not have much clout with a lender, so the government steps in with certain regulations.
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Question by graygurl26: Have you used Consumer Credit Counseling Service or Christian Crossroads Debt Management program?
If so delight give me some feedback on your experience.
Best answer:
Answer by Mightymo
No I haven’t. I made myself a budget on the computer and stuck to it. Before I spend my money I paid myself $ 50 and put it in a savings been, then I paid one credit card the minimum and one Credit card $ 50 more then minimum and the next pay I did it the opposite, this way I got down from the carded faster. It took me 2 years but I did it, even though I considered declaring personal bancrupcy but decided that I couldn’t do it for embarrassment. I just stop spending and before I bought habilitated I honestly cosidered whether I really needed them and then I checked out second hand stores and now that I have money, I still buy my jeans at the second hand store. Great jeans for $ 5, already soft and worn in and most are name brands, the same for jackets and coats. I found things that were brandnew, a spring jacket or $ 3.50 never worn. You need to be imaginative and patient when you look for stuff and want to save money.Good luck, maybe someone else tin give you advise on the Credit Counselling Service.
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Question by ericgeyer: Is it legal for employers to run a consumer credit report on me when applying for a job?
Am I obligated to oblige?
Best answer:
Answer by SmartA$ $
You are not obligated to oblige, but they are not obligated to hire you if you do not oblige. Yes its legal.
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