Question by crom84: What can be 3 Main points for an informative speech on credit card or consumer debt?
I’m horrible at this, any help would be appreciated.I put credit card or consumer debt, because i am not sure which one I’m going to explore yet
Best answer:
Answer by Lydia E
1. How people get into debt2. How people can get out of debt3. How people can avoid getting into debt in the first place
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Question by KS: Has anyone ever used American Consumer Credit Counseling?
I got the name of the company from a financial advisor, but I’m very wearing about using a debt consolidating company since I always here such horrible stories. I checked over their website and spoke with someone from the company on the call. They say they are nonprofit and gave me a gauge for pay off that sounded great, but I’m still nervous.I just desire to get opinions from others who may have tried it or have known populated who tried it before I go any further.
Best answer:
Answer by Meenamae
I used Freedom Point. They never did my wrong. Check with the BBB.
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Question by roberta1126: Can a collection agency pull a consumer’s credit report after the debt is past statute of limitations?
It is listed as a hard credit inquiry on debt that is past statute of limitations for both reporting and legal collection. It is past the sol on credit reporting and is time-barred for collection through the courts.
Best answer:
Answer by swflsteelerfan
Pay attention closely. Credit can be pulled from any and all agencies regardless of length of time. Most if not all companies will sell their old debt to another collection agency, thus keeping the old debt still active, regardless of time.
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Question by BK thang: Consumer credit check report hurts your credit report?
I was told that if you check your own credit history then it will not count against your credit score as oppose to have a bank or other institution checking your credit score for you?
Best answer:
Answer by hottotrot1_usa
Correct: Checking your credit account does not hurt your credit report.
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Question by : Which consumer credit source often lend to consumers without established credit history?
Best answer:
Answer by Common Sense
no one legit
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Question by Michelleeee: How do I check my Express store credit card application status?
I applied for their student credit card about a month ago and have yet to hear back! I’ve been online and it says I should have recieved an answer within 7-10 business days and the associate at the store told me around 15 days. It’s been a month and nothing! I was attempt to find a way to check the status. Anyone have any ideas?
Best answer:
Answer by evilattorney
I think you should ask the manager of your local store. It may be that your card was stolen in the mail.
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Question by Sarah: If you’re accepted for a credit application for a car loan online does that mean you’re commited to that car?
If you’re approved?And how long does it take to know if you’re approved or not?
Best answer:
Answer by Blues Stringer
You are not comitted to anything until you sign the paperwork.What you have filled out and received was a pre-approval not an actual purchase contract.
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Question by dclaw0508: In the U.S., will placing fraud alerts with consumer credit reporting agencies reduce your credit score?
In the U.S., the three studying credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) soliciting credit monitoring services. Private companies generally file fraud alerts every 90 days with one of the agencies. Consumers can of course do this themselves for free. My question is whether a consumer’s credit rating with the credit reporting agencies can or likely-will be cutting by doing so?Thank you.
Best answer:
Answer by ∞infiniti∞
no
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Question by Scott S: What are the requirements for being a consumer credit counselor?
I am wondering specifically about requirements for populate who wish to do the required course for bankruptcy
Best answer:
Answer by echo
You would need to learn fed and state credit, bankruptcy and exemption laws in any state you offer service.You will need to be licensed, in all states that requires it, in any state you offer serve.You will need to follow state laws in any state you offer service.You will need to follow the CROA !!
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