Question by BK thang: Consumer credit check report hurts your credit report?
I was told that if you check your own credit history then it will not count against your credit score as oppose to have a bank or other institution checking your credit score for you?
Best answer:
Answer by hottotrot1_usa
Correct: Checking your credit account does not hurt your credit report.
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Question by : Which consumer credit source often lend to consumers without established credit history?
Best answer:
Answer by Common Sense
no one legit
What do you think? Answer below!
Question by Michelleeee: How do I check my Express store credit card application status?
I applied for their student credit card about a month ago and have yet to hear back! I’ve been online and it says I should have recieved an answer within 7-10 business days and the associate at the store told me around 15 days. It’s been a month and nothing! I was attempt to find a way to check the status. Anyone have any ideas?
Best answer:
Answer by evilattorney
I think you should ask the manager of your local store. It may be that your card was stolen in the mail.
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Question by Sarah: If you’re accepted for a credit application for a car loan online does that mean you’re commited to that car?
If you’re approved?And how long does it take to know if you’re approved or not?
Best answer:
Answer by Blues Stringer
You are not comitted to anything until you sign the paperwork.What you have filled out and received was a pre-approval not an actual purchase contract.
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Question by dclaw0508: In the U.S., will placing fraud alerts with consumer credit reporting agencies reduce your credit score?
In the U.S., the three studying credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) soliciting credit monitoring services. Private companies generally file fraud alerts every 90 days with one of the agencies. Consumers can of course do this themselves for free. My question is whether a consumer’s credit rating with the credit reporting agencies can or likely-will be cutting by doing so?Thank you.
Best answer:
Answer by ∞infiniti∞
no
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Question by Scott S: What are the requirements for being a consumer credit counselor?
I am wondering specifically about requirements for populate who wish to do the required course for bankruptcy
Best answer:
Answer by echo
You would need to learn fed and state credit, bankruptcy and exemption laws in any state you offer service.You will need to be licensed, in all states that requires it, in any state you offer serve.You will need to follow state laws in any state you offer service.You will need to follow the CROA !!
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Question by : Why does the government regulate consumer credit. But not commercial credit?
I am writing a research paper, someone please help me. Provide your sources too please! It is very hard because I cannot find direct answers anwhere.
Best answer:
Answer by efflandt
If you are going to successfully run a business, you should know what you are doing, or hire someone who does. There is more to gain or lose (from borrower or lender), so somewhat more clout is involved depending upon the size of the company.Consumers should really pay attention to what they are doing too. The information is out there on the internet. But many don’t want to learn and are therefore clueless. And an individual does not have much clout with a lender, so the government steps in with certain regulations.
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Question by graygurl26: Have you used Consumer Credit Counseling Service or Christian Crossroads Debt Management program?
If so delight give me some feedback on your experience.
Best answer:
Answer by Mightymo
No I haven’t. I made myself a budget on the computer and stuck to it. Before I spend my money I paid myself $ 50 and put it in a savings been, then I paid one credit card the minimum and one Credit card $ 50 more then minimum and the next pay I did it the opposite, this way I got down from the carded faster. It took me 2 years but I did it, even though I considered declaring personal bancrupcy but decided that I couldn’t do it for embarrassment. I just stop spending and before I bought habilitated I honestly cosidered whether I really needed them and then I checked out second hand stores and now that I have money, I still buy my jeans at the second hand store. Great jeans for $ 5, already soft and worn in and most are name brands, the same for jackets and coats. I found things that were brandnew, a spring jacket or $ 3.50 never worn. You need to be imaginative and patient when you look for stuff and want to save money.Good luck, maybe someone else tin give you advise on the Credit Counselling Service.
What do you think? Answer below!
Question MBE ? Chase response online application credit card Received pre-approved offers in the mail for Chase Platinum Visa credit tease, apply online using the code offers and received the reply email after presented: “We will inform you of your approval status in 30 days by mail of the United States … etc. “Does anyone have any experience with this kind of response and what that might average? good sign, they are now considering the application or is it a bad sign for approval? Is this the Online credit card applications commonly immediately approved or not? I only have two cards, not high limits and good score crédit.Meilleure response: Answer by
SpecialK
I had a similar experience with Washington Mutual. They said that the credit card application could be approved in as little as 30 seconds. However, when I asked, they told me that the decision will be mailed. I thought it meant that I was denied, but about 2 weeks later, I received my card in the mail. Also remember that if you refused the right to receive a free copy of your attribute report. They educate you on how to get in the letter they send you.
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